Brokers

Every commercial mortgage broker should be familiar with FHA multifamily and healthcare finance programs. There will be situations where FHA is simply the best option. We respect the broker’s relationship with his borrower. Our brokerage agreement will protect your relationship and clearly define your compensation. Special arrangements regarding compensation based on secondary marketing revenue or servicing revenue can be negotiated. Brokers capable of performing FHA loan processing will receive supplemental compensation.

Managing Agents

Rockhall has productive working relationships with a number of property managers who handle both market rate and federally-assisted rental properties. We provide refinance analysis of multifamily properties to determine if project cashflow can be improved. This refinance analysis can be done in conjunction with renegotiation of housing assistance payments contracts and capital needs analyses.

Developers

Many large developers that relied on conventional financing have turned to FHA in recent years as traditional sources of construction financing have dried up. These developers have discovered that the FHA construction/permanent loan provides significantly better terms than they have been used to. They also are pleased not to be required to personally guarantee the loan. Developers considering FHA should get us involved in the process early since a good portion of HUD processing can occur concurrently with the real estate development process.

Property Owners

Rockhall welcomes all inquiries from general partners and limited partners with interests in multifamily and healthcare properties. We have closed loans under $1 million and over $45 million. We are happy to prepare a financing proposal for you at no charge or obligation.

Housing Authorities

Facing annual cuts to operating subsidies, housing authorities today are under tremendous pressure to preserve their existing stock of affordable housing. Using FHA loan programs combined with either housing assistance payment contracts or tax credits, housing authorities can move some of their properties out of the public housing stock and ensure their continued viability. Rockhall is a NAHRO and PHADA member. Scott Brown, Rockhall’s Chief Underwriter is a former housing authority chairman.